Skip to main content

BIG NEWS!

After selling my financial advisory practice eight years ago, I have decided to re-enter the financial services industry as a Financial Advisor with Four Financial Management in Ann Arbor.

As you may know, I began my career in financial services in 1997 and built my firm, White House Financial Services LLC, one client at a time over the next decade. In 2014, I decided to make a career change and sold my practice to Four Financial

Management, who was my top pick after reviewing over 65 offers from potential suitors.

After selling my firm to Four Financial Management, I spent the following eight years running a niche life insurance practice and

building a successful fitness and nutrition coaching business with my eldest daughter.

In January of this year, however, I realized that I truly missed helping people with their finances and investments. The partners at Four Financial Management reached out to see if I would be interested in returning to the financial advisory and investment management business with their firm. After several meetings, I realized that since purchasing my practice in 2014, they built the firm I was trying to build for 13 years. I know they have taken great care of my clients since I sold my practice, and I am ready to continue growing with them - it feels like I’m coming back home!

I am so thankful for this opportunity because I feel my talents will help a significant number of people. I am excited to once again give families peace of mind by managing their financial affairs through comprehensive financial planning, investment management, insurance planning, and tax and estate planning. 

We are currently in the process of updating the Four Financial web site, however, feel free to check out the current site at www.fourfinancial.com for more information about my "New"/"Old" firm!

Dedicated to your success!

Cyril

Comments

Post a Comment

Popular posts from this blog

COVID will not stop us providing unique settlement solutions using structured settlement annuities!

I hope that you are doing well! We just FINALLY completed the settlement of a case for a minor (age 17) that we were initially engaged by our plaintiff attorney client in February 2021, to provide structured settlement annuity quotes! Although the claimant was very close to the age of majority the key to the case was not giving him all of the settlement proceeds, which was over $120,000, at age 18. Having been in this business for over 20 years I cannot tell you the number of sad cases we have witnessed where the young claimant receives their settlement proceeds at age 18 only to blow through all the funds before anyone can blink and make bad decisions with the proceeds! This case involved two liability insurance carriers Liberty Mutual and Member Select. We coordinated multiple rounds of document revisions and had to have a separate set of different documents for each insurance carrier. In addition, one of the carriers would not fund the annuity until we had a fully executed court ord...
Post a Comment
Read more

Using a structured settlement annuity pre-suit

 We recently were engaged by the Guardian Ad Litem (GAL) in the case of an 11 year old boy who was struck by a care while riding his bike.  The father of the boy settled the case directly with the liability auto insurance carrier pre-suit and the GAL contacted us to ensure that the boy's settlement funds were handled appropriately. The case settled for a total of $65,000 and $59,000 was being allocated to the structured settlement annuity for the boy as follows: $5,000 paid immediately upon settlement $10,000 at age 18 $20,000 at age 21 $25,000 at age 25 $35,718 at age 30 this is total benefits of $95,718! The annuity was placed with a large life insurance company rated A+ by the A.M. Best rating agency and provided the family and GAL with the peace of mind that the young man would not receive the entire amount at age 18. In addition, due to the use of the structured settlement annuity, all of the interest gained during the payout period ($31,718 to be exact) is INCOME TAX FRE...
Post a Comment
Read more

The 4 Biggest 401(k) Rollover Mistakes

  By Cyril S. White, Certified Financial Planner™   As people transition from one employer to another, many are still uncertain about what to do with their 401(k) plan when they leave their employer. Here are 4 of the biggest mistakes you should avoid when considering what to do with your 401(k).   A plan participant leaving an employer typically has four options (and may engage in a combination of these options as well), each choice offering advantages and disadvantages.   1.      Leave the money in his/her former employer’s plan, if permitted; 2.      Roll over the assets to his/her new employer’s plan, if one is available and rollovers are permitted; 3.      Roll over to an Individual Retirement Account (IRA); or 4.      Cash out the account value.  Each of these options can have a significant impact on your financial goals if not planned and implement...
Post a Comment
Read more