White House Financial & Settlement Solutions, LLC

It was a pleasure attending the Michigan Association of Justice Medical Malpractice seminar in Novi yesterday! For almost 20 years we have been Michigan's premier Plaintiff Focused Structured Settlement Consultant. Please contact us early at (734) 433-1670 or  cyril@whitehousellc.com  and let us help you and your clients maximize your hard earned settlement dollars call!   www.whitehousellc.com

Check out these new Structured Settlement Annuity rates! For almost 20 years we have been Michigan's premier Plaintiff Focused Structured Settlement Consultant. Please contact us early at (734) 433-1670 or  cyril@whitehousellc.com  and let us help you and your clients maximize your hard earned settlement dollars call!   www.whitehousellc.com  

Structured settlement annuity rates continue to change for the better! Check out the updated rates for lump sum payments below. For almost 20 years we have been Michigan's premier Plaintiff Focused Structured Settlement Consultant. Please contact us early at (734) 433-1670 or  cyril@whitehousellc.com  and let us help you and your clients maximize your hard earned settlement dollars call!   www.whitehousellc.com  

Structured settlement annuity rates continue to change for the better! Check out the updated rates for certain benefit payments below. For almost 20 years we have been Michigan's premier Plaintiff Focused Structured Settlement Consultant. Please contact us early at (734) 433-1670 or  cyril@whitehousellc.com  and let us help you and your clients maximize your hard earned settlement dollars call!   www.whitehousellc.com  

Structured settlement annuity rates continue to change for the better! Check out the updated rates for FEMALES below. For almost 20 years we have been Michigan's premier Plaintiff Focused Structured Settlement Consultant. Please contact us early at (734) 433-1670 or  cyril@whitehousellc.com  and let us help you and your clients maximize your hard earned settlement dollars call!   www.whitehousellc.com  

Structured settlement annuity rates continue to change for the better! Check out the updated rates below. For almost 20 years we have been Michigan's premier Plaintiff Focused Structured Settlement Consultant. Please contact us early at (734) 433-1670 or  cyril@whitehousellc.com  and let us help you and your clients maximize your hard earned settlement dollars call!   www.whitehousellc.com  

We have recently assisted plaintiff’s council and their clients with settling several cases involving Nationwide Insurance as the defendant insurer. In each of these cases our plaintiff attorney client’s told us that the defense council were adamant about Nationwide placing the structured settlement annuity WITH Nationwide Insurance. This would be very difficult since Nationwide does not have their own structured settlement annuity product.  What the defense was really saying is that they wanted their structure broker to get the entire commission on the case. I’m sure they don’t really know that, however, that is what Nationwide tells them to say. Defense council even indicated that they were willing to pay more to settle the case if Nationwide could place the entire annuity with “their” company (i.e., their broker). These kinds of games are going WAY back to the origins of the structured settlement business in the 1980’s when the defense would CLAIM “we can’t tell you the cost of...

Recently, due to the shift up in interest rates all the major structured settlement annuity markets have improved their rates and this trend continues! For 20 years we have been Michigan's best and only plaintiff focused structured settlement consultant. If you have any questions or would like a custom structured settlement annuity quote on one of your cases please don't hesitate to contact us at  cyril@whitehousellc.com  (734) 433-1670. www.whitehousellc.com 

We were proud to be at the annual Michigan Association for Justice No-Fault seminar last week in Novi!  It's always so good to see so many of our friends! For 20 years we have been Michigan's best and only plaintiff focused structured settlement consultant. If you have any questions or would like a custom structured settlement annuity quote on one of your cases please don't hesitate to contact us at  cyril@whitehousellc.com  (734) 433-1670. www.whitehousellc.com 

Like a judgement/verdict (unless on appeal) 99% of the time an arbitration award,especially if it is binding, cannot use a structured settlement as part of the distribution of settlement proceeds. The reason for this is that there are specific things, which are defined in Internal Revenue Code (IRC) 104(a)(2), which need to be adhered to to make a structured settlement income tax free in the eyes of the IRS.  The two most important items in the Code affecting an arbitration award are as follows: 1.) Both plaintiff and defendant must agree to a structured settlement. Because an arbitration is like a verdict or judgement in that BOTH sides are not agreeing to it this is usually is a deal killer when it comes to trying to structure an arbitration. 2.) The settlement funds funding the structured settlement cannot be constructively received by the plaintiff. This includes funds that are deposited into the plaintiff attorney's IOLTA account since they are technically an agent of the ...

Death to MSA Annuities? Why You Should Care About Senate Bill 3079 On June 18, 2018, Senator Rob Portman (R-OH) introduced Senate Bill 3079, Medicare Secondary Payer and Workers’ Compensation Settlement Agreements Act of 2018 . The Bill introduces several initiatives aimed at streamlining the CMS Medicare Set-Aside review and appeals process, including an option to allow MSA funds be paid directly to Medicare. The Bill suggests an alternative to self or professional administration of a MSA – optional “direct payment” of the MSA to CMS. Not only will the “direct payment” option have the potential to significantly reduce the number of MSA annuities used in Workers Compensation and Liability settlements, it will negatively impact injured parties post settlement: ·     Increased costs since the injured worker will be subject to Medicare co-pays and deductibles. ·     Reduced access to care since the injured worker would be restricted to ...

Structured settlement annuity rates continue to increase with annuity carrier American General recently making their rates more competitive! If  you would like a custom, FREE, competitive structured settlement annuity quote please contact us at (734) 433-1670 or cyril@whitehousellc.com For the last 20 years we have been Michigan's BEST and ONLY Plaintiff focused structured settlement consultant! www.whitehousellc.com 

Pacific Life and Annuity Company Pacific Life Structured Settlements Rate Change – Premium Decrease for Period Certain and Lump Sums only and Premium Increase for Life Contingent only For a competitive custom quote of all structured settlement markets please contact us at (734) 433-1670 or cyril@whitehousellc.com For almost 20 years we have been Michigan's best and only plaintiff focused structured settlement consultant!

New York Life is offering competitive daily rates* for cases $100,000 and above on the following benefit types: ·         Life Contingent ·         Period Certain ·         Lumps If you would like a custom quote please email or call us at cyril@whitehousellc.com (734) 433-1670. For almost 20 years we have been Michigan's best and only Plaintiff focused Structured Settlement consultant! www.whitehousellc.com

Here are some updated Structured Settlement Annuity Rates for Female clients. If you would like a custom structured settlement annuity quote please call us at (734) 433-1670 or email at cyril@whitehousellc.com For almost 20 years we have been Michigan's BEST and ONLY structured settlement consultant. CARPE DIEM! www.whitehousellc.com

Here are some current rates which have just changed for the better on structured settlement annuities. If you would like a custom quote on a structured settlement annuity (which costs you and your client NOTHING!) please email cyril@whitehousellc.com or call (734) 433-1670. With OVER 20 Years experienced we are Michigan's BEST and ONLY Plaintiff Focused Structured Settlement Annuity Consultant! www.whitehousellc.com  

FROM ALL OF US AT WHITE HOUSE FINANCIAL AND SETTLEMENT CONSULTING MICHIGAN'S BEST AND ONLY PLAINTIFF ONLY STRUCTURED SETTLEMENT CONSULTANT www.whitehousellc.com

Here is the latest Federal Legislation relating to structured settlements, Medicare Secondary Payer and Worker's Compensation settlements: Federal Legislation and Regulation: S. 3079, the “Medicare Secondary Payer and Worker’s Compensation Settlement Agreements Act of 2018,” is legislation introduced in the Senate by Senator Rob Portman, R-Ohio and Senator Bill Nelson, D-Florida that would negatively impact the use of structured settlements to settle Worker’s Compensation cases with CMS utilizing a Medicare Set-aside Account. The NSSTA Legs & Regs Committee is working on drafting detailed talking points for industry use on Capitol Hill to persuade Senators Portman and Nelson to drop this legislative initiative. The NSSTA Legs & Regs Committee plans to produce a report for members on S. 3079 and include the report in an upcoming edition of NSSTA News. Federal Tax Reform Legislation—Part II:  While there is considerable interest among major key Republican M...

Below is the current rate comparison for all the major structured settlement annuity markets for lump sum payments. Please let us know if you would like a custom quote. Since 2001 we are Michigan's BEST financial advisory firm that focuses 100% on plaintiff structured settlements. www.whitehousellc.com

New York Life is offering competitive daily rates* for cases $100,000 and above on the following benefit types: ·         Life Contingent ·         Period Certain ·         Lumps Michigan Structured Settlement Annuity www.whitehouselllc.com

Here are some examples of the latest structured settlement annuity rates. Michigan Structured Settlement and Financial Consulting Services www.whitehousellc.com

We were proud to be an exhibitor at the recent Michigan Association for Justice Annual seminar (probably like our 15th MAJ annual seminar we have exhibited at but who's counting!) at the Book Cadillac hotel in the D! It was great to see so many of our clients and friends! Structured Settlements Michigan www.whitehousellc.com

Please check out this great article on structured settlements recently in Forbes magazine. https://www.forbes.com/sites/impactpartners/2018/05/07/structured-settlements-then-and-now/#2d9c05ae7136 www.whitehousellc.com

In 2001 a trial attorney and guardian ad litem paid $4.1 million to settle claims relating to a personal injury case that was settled on an all cash basis because the claimant was not properly educated as to their options pertaining to a structured settlement (Josephine Grillo, As Guardian and As Next Friend for Christina Grillo, A Minor v. Tom L. Pettiette, T. E. Swate, and Hardy Milutin & Johns, 96th  District Court, Tarrant County, TX, Cause No. 96-145090-92. Settlement amounts as reported in Lawyers Weekly 8/2/2001.) We have developed an awesome short on line video that educates claimants on their financial options and has them execute a waiver similar to the one above online.   We can customize an online page with your firm's logo and information so all you need to do to ensure this doesn't happen to you is have each client watch the video and submit their contact information in the online form. PLEASE don't let this happen to you and your firm!  We a...