Skip to main content

Inaugural Structured Settlement Caucus - an Historic Event on Capitol Hill

The Inaugural Meeting of the Congressional Structured Settlement Caucus took place on Wednesday, March 5 on Capitol Hill in Washington, D.C. The formation of the Caucus confirms that Congress recognizes structured settlements as an effective means to help injured parties put their lives together in a safe and secure manner. Christine Buechner, along with her fellow members of the National Structured Settlements Trade Association (NSSTA) Board of Directors, has been working closely with members of the House Ways & Means Committee to ensure IRC Sections 104 and 130 remain protected during the most recent tax reform. The Caucus will greatly assist in supporting this effort.

Active in NSSTAPAC over the past several years, Christine has worked to educate the members of the House Ways & Means Committee and the Senate Finance Committee about the value of this important tax-free benefit to injured Americans. “With tax reform efforts in full swing, the Caucus could not have come at a better time. While many opportunities for increasing budget revenue exist, taxing structured settlements is not one of them.” Congressman Jim Sensenbrenner, R-Wisconsin, one of the Co-Chairs of the Congressional Structured Settlement Caucus, welcomed Congressional staffers, disability organization leaders and structured settlement industry leaders to the Caucus meeting stating, “this Congressional Structured Settlements Caucus has been established to highlight one of Congress’ great bipartisan policy successes during the past 30 years.” Mr. Sensenbrenner continued, “this bi-partisan Caucus is committed to help educate the Congressional community about the important role that structured settlements play in assisting injured victims to live their lives with economic security, confidence and dignity after a serious physical injury.”
Caucus Chairman and Congressman John Lewis, D-Georgia, stated, “structured settlements have always enjoyed strong bipartisan support in the U.S. Congress—for one very simple reason—structured settlements work to help injured victims live their lives with security and confidence.” Mr. Lewis said, “My good friend Congressman Jim Sensenbrenner and I organized this Caucus to help educate Members of Congress and Congressional staff on the importance of structured settlements.”

Congressman Lewis added, “Thirty years ago, Congress acted to encourage the use of structured settlements to enable injured victims to live with dignity, free of reliance on Government benefit programs and with financial security. Structured settlements constitute a private sector funding alternative to taxpayer-financed assistance programs to meet the ongoing, long-term medical expenses and basic living needs of seriously injured victims and their families, providing long-term financial security through an assured stream of payments tailored to the victim’s needs throughout his or her lifetime.”

Congressman Jim Langevin, D-Rhode Island, a Member of the Caucus, stated, “When I was a young man my life was changed forever when a police officer’s gun accidently fired and severed my spine. Without the tremendous moral support of my family and the economic security that came from my structured settlement, I would never have gone to college, never been elected to the Office of Secretary of State in Rhode Island and never been elected to Congress. I know firsthand what it means to have your life shattered, but I also know what it means to have the confidence and the security that comes from knowing your medical bills and health care costs will be paid for on time for the rest of your life.”

Fred Maahs, Chairman of the American Association of People with Disabilities and Vice Chairman of the NBS/Universal Foundation made the following statement at the inaugural meeting of the Structured Settlement Caucus. “With the American people clamoring for common-sense solutions to serious problems, structured settlements stand out as a shining success. It is a clear-cut example of Congressional policy working as intended to protect the long-term economic security and health of accident survivors and avoid the need for public assistance.”


Tony Coelho, former Member of Congress and former Chairman of the AAPD, commented “I am thrilled to be here today with two of the finest and most respected Members of Congress—Congressman Jim Sensenbrenner and Congressman John Lewis—I served with both men here in Congress and both are champions on issues important to people with disabilities.”

Please visit our web site at www.whitehousellc.com  or contact us directly for more information!


Comments

Popular posts from this blog

COVID will not stop us providing unique settlement solutions using structured settlement annuities!

I hope that you are doing well! We just FINALLY completed the settlement of a case for a minor (age 17) that we were initially engaged by our plaintiff attorney client in February 2021, to provide structured settlement annuity quotes! Although the claimant was very close to the age of majority the key to the case was not giving him all of the settlement proceeds, which was over $120,000, at age 18. Having been in this business for over 20 years I cannot tell you the number of sad cases we have witnessed where the young claimant receives their settlement proceeds at age 18 only to blow through all the funds before anyone can blink and make bad decisions with the proceeds! This case involved two liability insurance carriers Liberty Mutual and Member Select. We coordinated multiple rounds of document revisions and had to have a separate set of different documents for each insurance carrier. In addition, one of the carriers would not fund the annuity until we had a fully executed court ord

Using a structured settlement annuity pre-suit

 We recently were engaged by the Guardian Ad Litem (GAL) in the case of an 11 year old boy who was struck by a care while riding his bike.  The father of the boy settled the case directly with the liability auto insurance carrier pre-suit and the GAL contacted us to ensure that the boy's settlement funds were handled appropriately. The case settled for a total of $65,000 and $59,000 was being allocated to the structured settlement annuity for the boy as follows: $5,000 paid immediately upon settlement $10,000 at age 18 $20,000 at age 21 $25,000 at age 25 $35,718 at age 30 this is total benefits of $95,718! The annuity was placed with a large life insurance company rated A+ by the A.M. Best rating agency and provided the family and GAL with the peace of mind that the young man would not receive the entire amount at age 18. In addition, due to the use of the structured settlement annuity, all of the interest gained during the payout period ($31,718 to be exact) is INCOME TAX FREE!  T

SECURE ACT 2.0 New Retirement Rules Workshop

 The SECURE Act is by far the biggest retirement-oriented legislation to be enacted in over a decade. Many Americans are left wondering, “What does this mean for me?” Here’s what you need to know. If you have any questions or if I can do anything for you please do not hesitate to email me at cyril.white@fourfinancial.com or call me at (734) 272-4322! I recently did three webinar workshops covering the SECURE Act and what it means for our clients.  Click on the video link below to watch the full webinar workshop! The SECURE Act, passed in late 2019, is by far the biggest retirement-oriented legislation to be enacted in over a decade. The new law is a very good thing for some retirees and not such a good thing for others. Barely half of the workforce is covered by a retirement savings plan through their employer, and the SECURE Act is meant to address this issue, among other things. Here are some key provisions in the Act that may affect your retirement plans. 1. Required minimum distrib