White House Financial & Settlement Solutions, LLC

With the demise of guaranteed pensions, and in light of the risks you face in managing your own retirement assets, maximizing Social Security becomes a critical part of retirement planning. On e o f th e mo s t importan t decision s a r eti r e e face s i s whe n t o appl y fo r Socia l Securit y bene f it s . Thi s i s n o t a decisio n t o b e mad e lightl y ; th e gua r anteed , li f e t i m e , in f lation-adju s te d incom e p r omise d b y S oc i a l Securit y ma k e s i t on e o f a r eti r ee ’ s mo s t significant asset s . I f y o u w e r e t o calculat e th e p r esen t v alu e o f a p e r so n ’ s Socia l Securit y incom e s t r eam , i t w oul d r i v a l th e lum p su m ma n y peopl e h a v e i n thei r 4 0 1 ( k ) p l a n s a t r eti r ement . Whil e th e Socia l Securit y “ asse t ” m a y no t b e manage d i n th e t r aditiona l w a y , p r e - r e t i r ee s c a n enhanc e it s v alu e...